Consumer Credit Examiner I-1

635 COMM. ON CONSUMER CREDIT

Note: Applications will be accepted until 11:59 PM on the day prior to the posting end date above.

Regular

$65,000.00

Performs examinations and investigations of financial and other records of finance companies, mortgage brokers, mortgage lenders, mortgage loan originators, pawn shops, health spas and other lenders and creditors concerning individual transactions related to loans, consumer credit sales, rental purchase agreements and membership fees;

Determines compliance with laws and regulations, including the Uniform Consumer Credit Code and the federal Truth-in-Lending Act, concerning disclosure, annual percentage rates, refunds, delinquency and deferral fees, extension agreements, and general business practices; Investigates consumer complaints and other information related to overcharges, misleading advertising and other activities;

Reviews, processes and investigates applications for new licenses, as needed;

Primarily responsible for performing routine entry level work in a training status to build skills in conducting examinations and investigations of various creditors and licensees to ensure compliance with applicable laws and regulations; trained by supervisors to conduct examinations and investigations of licensee records and transactions; trained to prepare reports concerning examinations and investigations that have been completed;

Must be able and willing to fulfill all job-related travel normally associated with this position.

Knowledge of accounting and auditing principles, laws and regulations concerning financial institutions and other credit organizations regulated by the agency, procedures for conducting interviews and investigations, and modern office procedures;

Ability to examine financial records and other business documents, conduct interviews, analyze information and make decisions, organize and present facts and opinions.

Bachelor’s degree in business administration, accounting, finance or public administration. Preference in Finance. (or) One year of auditing/examination experience, compliance experience with a business entity or government agency for each year of required education;